Executive Management

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    Kevin Gowen Sr.

    Founder, President, and Chief Executive Officer

    As the founding entrepreneur and President of AmeriFactors with over 25 years of factoring industry experience, Kevin has succeeded in assembling one of the finest teams in the industry, which helps turn clients' cash flow dreams into reality.

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    Martha Sudovsky

    Senior Vice President of Operations

    As a founding employee, Martha has been with AmeriFactors since the beginning in 1990. Martha is responsible for managing all Accounts Payable functions for the company and assists with the daily processing of Accounts Receivable. In addition, she provides full management of Human Resources and payroll. One of Martha's most critical roles involves the handling of all wire and ACH transfers. Martha's operational planning and funding expertise continues to help AmeriFactors clients reach new levels of success.

Finance and Underwriting Team

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    Chris Davis

    Chief Credit Officer/Credit & Underwriting Determination

    Chris has 35 years of factoring, credit and collections experience. He is an expert at all aspects of banking and business-to-business factoring across a broad spectrum of manufacturing and services-based industries.

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    Joe Yannazzone

    Senior Vice President/CFO

    Joe has been a valued team member of AmeriFactors since 2010. He brings over 27 years of financial experience to the company. Joe is responsible for many critical financial tasks, including weekly and monthly financial statements, balance sheet account schedules, annual budget preparation, employee health benefit and financial analysis, external audit assistance, tax preparation, and special projects for the CEO. Joe holds a Certificate in Accountancy from Bentley College in Waltham, MA and has a BA in Political Science from Seton Hall University in NJ.

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    Kim Johnson

    Assistant Vice President/Comptroller

    For the past 17 years, Kim has been an integral part of the AmeriFactors team. She leads all aspects of the processing and accounts receivable department. In addition, Kim manages the state-of-the-art AmeriFactors web-based online reporting system.

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    Peyton Welsh

    Credit Analyst

    Peyton joined the AmeriFactors team in 2010 after obtaining a degree in finance from the University of Central Florida. He has worked in every facet of our funding process including everything from invoice verification to financial forecasting/budgeting. Peyton is currently responsible for the credit underwriting on current and prospective business, ensuring our clients take on only the best possible credit risks.

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Administrative Team

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    Jennifer Coram

    Executive Assistant to Kevin Gowen

    Jennifer is a proud University of Florida Gator who joined the AmeriFactors team in 2008; she provides high-level administrative support to the executive management team. Her knowledge regarding all processes at AmeriFactors is extensive, allowing her to provide excellent customer support to AmeriFactors' valued customers.

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    Melissa Kennedy

    Business Development Assistant

    Melissa joined the team at AmeriFactors in 2014. She is an experienced professional in the factoring sector having assisted many business development teams throughout her career. Melissa combines a very strong work ethic, tenacity and problem solving skills which result in positive solutions and quick fundings for clients.

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    Kelly Blake

    Invoice Processing Assistant/Receptionist

    Kelly joined the AmeriFactors team in 2015 and earned a BA Degree in Criminology from St. Leo University in St. Leo, FL. She provides a high level of administrative support to the executive management team. Kelly's knowledge of superior customer service is extensive. She continues to provide reliable support to all of AmeriFactors' valued prospects and customers.

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    Samantha Crafferty

    Administrative Assistant

    Samantha joined the Amerifactors team in 2016. She provides strong administrative support to the business development team and has extensive customer service experience. Samantha holds a Bachelor’s of Science Degree in Psychology from the University of Central Florida and a Master’s of the Arts Degree in Organizational Development and Leadership from University of the Rockies.

Sales and Marketing

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    Frank Sudovsky

    Senior Vice President of Business Development

    Frank has played an important role in the growth of AmeriFactors since joining the team in 1998. He assists management in developing yearly strategy to identify companies who could benefit from the funding services offered by AmeriFactors. Frank works with hundreds of clients nationwide to fund their cash flow needs. He is an expert at identifying funding opportunities for new clients and helping them become a part of the AmeriFactors family. Frank holds an Associate's Degree in Psychology from City University of New York in Staten Island.

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    Jeff Speiser

    Vice President of Marketing

    Jeff joined AmeriFactors in 2016 after working in marketing for a diverse set of companies including Disney, the NBA, the NFL, AMC Television, ESPN Radio, and the Boys and Girls Clubs. Jeff holds a BA from Cornell University and an MBA from the Stephen M. Ross School of Business at the University of Michigan.

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    Robert Brownell

    Regional Vice President for the South Florida Region

    Robert started his business financing career in 2008 running the factoring sales division of a regional Florida based Bank, and joined the Amerifactors team in 2017. He attended Florida Atlantic University and Palm Beach Community College, and has an Associate Arts degree. Along with his sales background, Robert has a strong background in research and due diligence, which often assists speed up the setup process for Clients.

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    Jessica Bexley

    Business Development Officer

    Jessica began working for AmeriFactors in 2010 after graduating from the University of Florida with a degree in Marketing. She worked as an Account Executive and, later, Senior Account Director before making the transition to business development. Jessica’s background in account management at AmeriFactors makes her a great resource for prospective clients. She understands every aspect of the factoring process and is committed to the success of her clients at AmeriFactors.

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    Aprille Miller

    Business Development Officer

    Aprille has over 25 years of sales and marketing experience. Having owned several successful businesses of her own, she has an acute appreciation for the cash flow needs of her clients. She is dedicated to helping them get set-up quickly to get the financing they need. Her dedication to providing exceptional customer service, attention to detail, knowledge and transparency will ensure her clients have an ally in getting the working capital they need to grow their business.

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    Don Jacobs

    Business Development Officer for the Mid-Atlantic Region

    Over his 25 year career, Donald has been a successful business owner and business development specialist, with extensive expertise in banking and finance. During his tenure as vice president at several major banks, he specialized in developing relationships with clients by gaining a strong understanding of their businesses and tailoring programs to meet their funding needs. In addition, Don is on the board of directors for the Hempstead Boys and Girls Club.

Funding Services Team

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    Carrie Bailey

    Assistant Vice President of Client Relations

    Carrie is a graduate of the University of Central Florida and has been an associate of AmeriFactors since 2010. She leads her team by quickly and efficiently processing the funding for all deals requested by AmeriFactors' clients in order to satisfy their constant cash flow needs. Carrie works to ensure that all of AmeriFactors' clients enjoy meticulous management of their accounts receivable portfolios.

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    Bryant Thornton

    Account Executive

    Bryant graduated with an accounting degree from the University of Central Florida; he thoroughly understands the factoring process and is determined to provide funding to his clients quickly. He comprehensively reviews his clients' accounts receivable portfolios on a daily basis and he is a very respected member of the account executive team.

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    Kristina Connors-Edele

    Account Executive

    Kristina graduated from the Honors College at Stony Brook University with a degree in Business Management and Anthropology, and joined the AmeriFactors team in 2013. She is dedicated to providing outstanding customer service throughout every aspect of the factoring process. She prides herself on her efficiency and meticulous attention to detail while processing funding and assisting all clients with managing their accounts receivables portfolios.

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    Marc Wassum

    Account Executive

    Marc graduated with a Bachelor's of Science degree in Business Administration from Mars Hill College in the Blue Ridge Mountains of North Carolina. He joined the AmeriFactors team in 2014. Marc is dedicated to demonstrating excellent customer service while quickly providing funding to all the clients for which he is responsible.

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    Taunya Christian

    Account Executive

    Taunya is a graduate from the University of Central Florida with a Master's Degree in Public Administration. She joined AmeriFactors in 2014 with a drive for success and excellent customer service. Taunya's superior organizational skills help achieve constant cash flow for AmeriFactors' clients. Her attention to detail and love of customer service help tremendously when processing the fundings that her clients require.

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    Zack Armstrong

    Account Executive

    Zack graduated from the University of Mississippi with a degrees in Banking Finance and Managerial Finance. He joined the AmeriFactors team in 2015 and has enjoyed the opportunity to build relationships with his clients. He works hard to ensure his clients are happy and that all of their funding needs are met.

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    Alexis Donnorummo

    Account Executive

    Alexis graduated from the College of Wooster with a Bachelor of Arts degree in Business Economics. She joined the AmeriFactors team in 2016 and is determined to provide excellent customer service. Alexis works hard to ensure that all cash flow needs are met in a timely manner. Her organizational skills are the leading cause to the success of her extensive portfolio.

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    Paige Testerman

    Account Executive

    Paige graduated from the University of South Florida in 2014 with a degree in Public Relations. Since joining the AmeriFactors team, Paige has been committed to providing excellent customer service to each of her clients. Paige is able to work efficiently and her strong attention to detail allows her to provide exceptional service to her clients and ensures that each portfolio is managed successfully.

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    Noel Snow

    Account Executive

    Noel graduated from University of San Francisco with a degree in Applied Economics and Business Management. She relocated to Central Florida from the West Coast in 2014. Noel’s background includes entrepreneurship, wealth management, banking, and corporate tax and treasury. She enjoys building solid, long-lasting relationships with clients in order anticipate and consistently exceed their expectations. She believes that when businesses succeed, especially the 28 million small businesses in the U.S., our overall economy succeeds.

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Terms and Conditions

Applicant understands that AmeriFactors intends to rely on the foregoing information in determining whether to enter into a factoring agreement, and applicant authorizes AmeriFactors to do so. Applicant also understands that the foregoing information may be incorporated by reference into an agreement between Applicant and AmeriFactors and any failure of Applicant to disclose truly, completely and correctly the information requested may constitute a breach of any such agreement. Applicant understands further that AmeriFactors has not, by requesting the completion of or accepting this application form, committed to make or implied an intention or commitment to enter into a factoring agreement with Applicant. Applicant acknowledges that he has retained a copy of this application form. Applicant authorizes AmeriFactors (officer, employee, or other representative thereof) to visit and inspect any properties of Applicant; to discuss Applicant and its affairs, finances, and accounts with, and he advised as to the same by Applicant's officers, employees, lenders, attorneys, customers, suppliers, and independent public accountant; all to such reasonable extent as AmeriFactors may desire, and all on the condition that AmeriFactors seeks such information in good faith in connection with The Applicantants factoring application. Applicant hereby authorizes AmeriFactors to immediately file a financing statement covering all collateral of Applicant. The financing statement will become effective when (and if) Applicant and AmeriFactors enter into a factoring agreement. In the event AmeriFactors and Applicant fail to enter into a factoring agreement, AmeriFactors will file a termination statement.

Applicant hereby authorizes its suppliers, customers, lenders, accountants, principals, officers and attorneys to provide AmeriFactors (and any officer, employee or representative thereof) such information about Applicant and its affairs, finances, and accounts as AmeriFactors may request. Applicant also authorizes each such person and firm to accept a copy of this Authorization as if it were an original. The individual submitting this application who is either an officer, director, partner, member, owner of a sole proprietorship or shareholder of the Applicant, recognizing that his individual credit history may be a factor in the evaluation of the credit history of the Applicant, hereby consents to and authorizes the use of a consumer credit report by AmeriFactors from time to time as may be needed in the credit evaluation.

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