Looking for alternative financing options? You’ve come to the right place.

After having multiple positive experiences with factoring as a business owner in the past, Kevin Gowen Sr., AmeriFactors’ President & CEO, decided to take this service to a new level. He realized that factoring, or accounts receivable financing, was a rapidly growing industry; it was just missing a few key components. Kevin founded AmeriFactors Financial Group, LLC in 1990 with a focus on professionalism, expert customer service, and a drive to take the success of your business personally.

We may be your financial service provider, but we’re so much more than that; we’re your business partner.

With 25 years of funding, we’ve got a few things to be proud of:

  • Over $5 billion funded for thousands of clients since 1990
  • 50% of AmeriFactors employees have been with the company for 5+ years
  • We now offer additional services, such as Asset-Based Loans and Business Cash Advances, for your company’s unique needs
  • We still have our first client who does business with us every day. We presently have clients who have been with us 8, 10, 14, even 15 years!
  • Robots can’t provide the service we can; when you call AmeriFactors, you will always speak to a real, live representative ready to answer your questions
  • Once you begin funding with AmeriFactors, you will have a dedicated account representative for the entire duration of your partnership with us who handles every aspect of your account

Why Choose AmeriFactors?

You may search our website for exact numbers, percentages and rates. Chances are, you probably won’t find it. No two companies have the same financial needs, so we won’t waste your time with cookie cutter plans. Reach out to AmeriFactors, and your dedicated account executive will work with you to understand your unique needs and goals. We will then work together to create a deal that helps you succeed. Even if you’ve been turned down by everyone else, AmeriFactors can help you to get the funds you need to operate your business. That’s what sets us apart.

Are you ready to stop worrying about finances and spend more time improving your business? Send us a message and we’ll send you a free quote. You’re one step closer to improving your cash flow!

Ready to start? Fill out our FREE quote form and we’ll start the process of getting you funded immediately. Once submitted, one of our Business Development Officers will call you shortly.

Request a Quote

Request a Quote


Terms and Conditions

Applicant understands that AmeriFactors intends to rely on the foregoing information in determining whether to enter into a factoring agreement, and applicant authorizes AmeriFactors to do so. Applicant also understands that the foregoing information may be incorporated by reference into an agreement between Applicant and AmeriFactors and any failure of Applicant to disclose truly, completely and correctly the information requested may constitute a breach of any such agreement. Applicant understands further that AmeriFactors has not, by requesting the completion of or accepting this application form, committed to make or implied an intention or commitment to enter into a factoring agreement with Applicant. Applicant acknowledges that he has retained a copy of this application form. Applicant authorizes AmeriFactors (officer, employee, or other representative thereof) to visit and inspect any properties of Applicant; to discuss Applicant and its affairs, finances, and accounts with, and he advised as to the same by Applicant's officers, employees, lenders, attorneys, customers, suppliers, and independent public accountant; all to such reasonable extent as AmeriFactors may desire, and all on the condition that AmeriFactors seeks such information in good faith in connection with The Applicantants factoring application. Applicant hereby authorizes AmeriFactors to immediately file a financing statement covering all collateral of Applicant. The financing statement will become effective when (and if) Applicant and AmeriFactors enter into a factoring agreement. In the event AmeriFactors and Applicant fail to enter into a factoring agreement, AmeriFactors will file a termination statement.

Applicant hereby authorizes its suppliers, customers, lenders, accountants, principals, officers and attorneys to provide AmeriFactors (and any officer, employee or representative thereof) such information about Applicant and its affairs, finances, and accounts as AmeriFactors may request. Applicant also authorizes each such person and firm to accept a copy of this Authorization as if it were an original. The individual submitting this application who is either an officer, director, partner, member, owner of a sole proprietorship or shareholder of the Applicant, recognizing that his individual credit history may be a factor in the evaluation of the credit history of the Applicant, hereby consents to and authorizes the use of a consumer credit report by AmeriFactors from time to time as may be needed in the credit evaluation.