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The Better Alternative to Lending

Factoring Made Better Through Banking

Much like AmeriFactors, Gulf Coast Bank & Trust Company set out to build a business rooted in customer service and backed by premium resources and security. Building trust over more than 130 years of banking success, Gulf Coast Bank & Trust Company remains as people-focused and resource-rich as it was when it was founded as American Savings over a century ago. For these reasons and more, AmeriFactors is proud to partner the same industry-leading factoring expertise you have come to expect with the financial strength and security that Gulf Coast Bank & Trust Company can provide.

Eliminate Financial Burden

Through accounts receivable financing, or “factoring,” AmeriFactors removes the burden of financial covenants, intrusive audits, and a third-party financial manager telling you how to run your business.

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Improve Your Cash Flow

With a dedicated finance team and custom-tailored loans, AmeriFactors provides asset-based loans (ABLs) that fit your unique business objectives.

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Get Cash Today

AmeriFactors provides business cash advances (BCAs) that can deliver much-needed funding to approved businesses in just 8 hours.

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Grow Your Business

Struggling with cash flow? Call us today for a free quote and get the funds you need in less than 24 hours.

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Terms and Conditions

Applicant understands that AmeriFactors intends to rely on the foregoing information in determining whether to enter into a factoring agreement, and applicant authorizes AmeriFactors to do so. Applicant also understands that the foregoing information may be incorporated by reference into an agreement between Applicant and AmeriFactors and any failure of Applicant to disclose truly, completely and correctly the information requested may constitute a breach of any such agreement. Applicant understands further that AmeriFactors has not, by requesting the completion of or accepting this application form, committed to make or implied an intention or commitment to enter into a factoring agreement with Applicant. Applicant acknowledges that he has retained a copy of this application form. Applicant authorizes AmeriFactors (officer, employee, or other representative thereof) to visit and inspect any properties of Applicant; to discuss Applicant and its affairs, finances, and accounts with, and he advised as to the same by Applicant's officers, employees, lenders, attorneys, customers, suppliers, and independent public accountant; all to such reasonable extent as AmeriFactors may desire, and all on the condition that AmeriFactors seeks such information in good faith in connection with The Applicantants factoring application. Applicant hereby authorizes AmeriFactors to immediately file a financing statement covering all collateral of Applicant. The financing statement will become effective when (and if) Applicant and AmeriFactors enter into a factoring agreement. In the event AmeriFactors and Applicant fail to enter into a factoring agreement, AmeriFactors will file a termination statement.

Applicant hereby authorizes its suppliers, customers, lenders, accountants, principals, officers and attorneys to provide AmeriFactors (and any officer, employee or representative thereof) such information about Applicant and its affairs, finances, and accounts as AmeriFactors may request. Applicant also authorizes each such person and firm to accept a copy of this Authorization as if it were an original. The individual submitting this application who is either an officer, director, partner, member, owner of a sole proprietorship or shareholder of the Applicant, recognizing that his individual credit history may be a factor in the evaluation of the credit history of the Applicant, hereby consents to and authorizes the use of a consumer credit report by AmeriFactors from time to time as may be needed in the credit evaluation.

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From the AmeriFactors Blog

When should a Small Business seek Funding?

How Small is Your Business? Small Businesses sometimes have problems with funding; it’s just part of the normal business cycle. You have your ups, and you have your downs. But when you are going through one of these down periods, you can often consider seeking out additional funding to get through the lean times.

Read More At Our Blog